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Financial Literacy and the Thrift Savings Program
Date and time
Location
Firebird Collective
1101 Mulberry St. Kansas City, MO 64102Description
Financial Literacy & the Thrift Savings Program (TSP)
An Overview of The Thrift Savings Program for Federal Employees
No outside vendors, financial planners or retirement counselors will be allowed. Pinnacle Personnel Services prides themselves in not soliciting attendees or selling any type of financial products/services. These sessions are 100% instructional training. *** To ensure all attendees are federal employees, enrollees are asked to register using a government e-mail address and to bring a federal ID card the morning of class. ***
Featuring Deborah Hatch, CEO and primary instructor for both Pinnacle Personnel Services, LLC., and its subsidiary Federal Benefits Services, LLC. Presenter brings experience garnered from working as a federal benefits and human resources specialist within Departments of Veterans Affairs and Defense. Additionally, as a government contractor for over 14 years, she has presented thousands of retirement seminars, for dozens of federal agencies worldwide.
This course includes:
Background & creation of the TSP
Advantages of the TSP
Determining financial needs for retirement - building a plan
Sources of contributions to TSP - employee and agency contributions
Investment options available within TSP
How do you decide what to invest in?
Fund risks
Roth TSP considerations
Contribution allocations & inter-fund transfers
Accessing TSP while you continue to work: loans & in-service withdrawals
Accessing TSP once you stop working: the full slate of withdrawal options
Tax treatment of TSP
TSP Death Benefits
This session is open to federal employees under any retirement system (CSRS, CSRS-Offset, FERS) as well as members of the uniformed services.
You will find it helpful to bring a small notebook as well as a copy of your most recent TSP quarterly statement.
As the instructor does travel frequently and may be in different time zones, should you have questions about the training, please email her at debbie@pinnaclepersonnelservices.com
Organized by
Deborah Hatch has an extensive amount of training experience in both technical and soft skill elements of human resources management, leadership, and federal benefits. Debbie has worked for, and with the federal government since 1995. She was a federal employee, within Departments of Defense, Air Force, and Veterans Affairs. After leaving the government, Debbie worked with Federal Benefits Services, LLC. and created her Pinnacle Personnel Services, LLC. She has conducted thousands of seminars and webinars for dozens of federal agencies and 50+ DoD installations, worldwide. She’s trained countless federal employees on their retirement and federal benefits using her retirement triad: Health, Wealth, & Personal Fulfillment.
The technical stuff:
• Completed Ramsey Financial Coach Master Training, 2021.
• Federal Retirement & Benefits, Social Security, Organizational Leadership, Behavioral Assessment, Foundations of Supervision, and Supervisory Soft Skills specialist / instructor. 2000 – present.
• Founder and CEO, Pinnacle Personnel Services, LLC., 2005 – present.
• I do not sell financial products or services but received my licensure certification in Insurance & Annuities for the State of Virginia, 2017. I do not allow people who sell financial products or services to teach in my classes. These are 100% instructional, not sales.
• Co-author, federal retirement chapters, LRP Federal Publications, Federal Manager’s Guide 2008 – 2014.
• CEO and Senior Instructor, Federal Benefits Services, LLC., 2013 – present.
• Instructor, Long Term Care Partners, 2016 – present.
• Military Blended Retirement System (BRS) Financial Counselor / Educator. 2017 – present.
• As a federal employee, served as an employee relations specialist, labor relations specialist, alternative dispute resolution 3rd party neutral, awards chair, employee relations committee and workforce development council chair, assistant chief of human resources, federal long term care, retirement & benefits specialist. 1995 – 2004.
• Bachelor of Science degree, Business Management, Maryland University. 2001.
• Professional member, Society for Human Resources Management. 2003 – present.
• Professional Human Resources certification, HR Certification Institute. 2003 – 2015.
• Member, National Active & Retired Federal Employees Association. 2005 – present.
• Master of Science degree, Organizational Leadership, Norwich University. 2011.
The more important stuff:
• As a federal retirement expert, I teach federal employees how to make informed decisions about their retirement and financial future without trying to sell them investments or financial counseling. I’m 100% about information and education. My goal is to present information in such a way that everyone will understand it.
• I grew up in a very poor family. I shared not only a room but a bed with my two sisters. As a single mom, I took care of myself, two children, and a foster child on just over $400 / month plus food stamps. I was the first person in my family to graduate college. Now I own my business. I pay to take my children and grandchildren (11 of us) on vacation every other year; and can pay cash for my retirement home. I get it. I really do.